A educação financeira e sua importância na construção da cidadania: uma proposta de atividade para o ensino fundamental a partir de um Role Playing Game (RPG)

Abstract

The referred piece of work presents a proposal of activity directed at the Elementary School students. This proposal intends, among other things, to promote a reflection about how Financial Education can be used in the construction of a more conscious citizen. According to the National Curricular Parameters (PCN), Commercial and Financial Mathematics should be worked on schools on the 4th cycle of basic education, since at this point, the students already have conditions and maturity to understand some issues that have a strong relationship with people’s everyday lives. Commercial and Financial Mathematics deals with mathematical issues involved in commercial and financial operations. Financial Education aims to educate people to deal with questions of the financial order, control expenditures, adequately invest available resources, make decisions about better buy / sell conditions and avoid consumerism. The activity proposal presented in this paper aims to help the development of citizens, so that they have the opportunity to become financially educated, something that requires changes in behavior and attitudes. In 2017, a survey indicated that the indebtedness of Brazilian families reached the level of 58.4%, with the debts acquired by credit card being the main factor of indebtedness. Given this scenario, it is a consensus that Financial Education must be inserted into school curricula since the Elementary School years, since recognizing the mathematical relationships existing in financial operations is not enough, it is necessary to go further, to work on other aspects such as the development of attitudes for a conscious consumption, more balanced administration of available resources, care for waste and consumerism among others. In this context, the present work intends to contribute with the insertion of Financial Education in Secondary Education presenting a proposal of playful activity involving a Role Playing Game (RPG). The advantage of RPG is the fact that this type of game allows the interpretation of characters in a fictitious scenario, that is, it is possible to build a story based on facts that depict the real daily life, so that during the game students are faced with situations that require critical analysis, reasoning and decision-making. It is hoped that this proposal of activity involving the RPG can be adopted and serves as a motivating factor for the ever greater insertion of Financial Education in our schools, because in this way society will have more conscious citizens who can make a difference in favor of this society.