Profissionais cursando e recém-formados em administração: uma análise do planejamento e desempenho financeiro

Abstract

This study focuses on investigating the relationship between academic training in administration and the financial performance of young university students, with an emphasis on the application of financial planning and debt. The research, carried out with 70 students, revealed that those in more advanced stages of the course demonstrate greater maturity in managing their finances, while students in the first semesters have difficulties in connecting theory and practice. The results indicate that subjects such as Financial Management and Financial Mathematics have a positive impact on personal financial organization, although there is demand for a more practical approach. It was identified that students with their own income tend to implement financial strategies more efficiently, while those without professional experience face challenges in budget management. By correlating debt levels with financial performance, the study seeks to offer insights into the real impact of academic training in promoting more effective financial management, contributing to the promotion of better financial results and greater autonomy among young administrators.