O endividamento das famílias: uma possível solução através da educação financeira nas escolas

Abstract

The present work aimed to analyze the problem of family debt and propose financial education as a possible solution to this problem. The study is based on the premise that excessive debt can have several negative impacts on families, such as loss of quality of life and increased financial stress on family members. The research was based on a bibliographical methodological procedure, it was possible to verify that the lack of knowledge and skills in relation to financial management is one of the main factors that contribute to debt. In this sense, the research argues that implementing financial education programs in schools is an effective strategy to prevent and combat debt, providing young people with the knowledge necessary for healthy financial management. It is believed that, by promoting awareness about the importance of financial planning, conscious consumption and saving from an early age, it is possible to form a society that is more prepared to deal with economic challenges and avoid excessive debt.