Análise do uso de conhecimentos em educação financeira para a tomada de decisões dos estudantes de ciências contábeis da Universidade Tecnológica Federal do Paraná

Abstract

After the economic stabilization with the Real Plan in 1994, Brazil witnessed an increase in the field of personal financial management. However, access to credit and increased consumption also brought problems such as debt and default. The lack of financial education can negatively impact individuals' lives. Data from CNDL indicate that, in 2022, 40% of Brazilians were listed in SPC Brazil. Personal financial management and financial education play a fundamental role in financial control and financial planning, empowering people to understand financial concepts and use money consciously. The research explores the level of knowledge utilization in financial education by Accounting students, highlighting the importance of this education for financial decision-making.