Investimento financeiro: uma análise do perfil de cada investidor e os principais investimentos para 2019

Abstract

Investment options have been increasing over time, and the practice of investing has become increasingly difficult for investors. The study proposes to demonstrate the best investments for 2019 according to each profile, be it conservative, moderate or aggressive. Thus the survey was done in a qualitative way, through magazines and financial newspapers, by specialists and managers of the Brazilian financial market. The study made it possible to identify that the best way to invest in a scenario where the basic interest rate is low, is the diversification of investments. However, the profile of the investor must be respected. In this sense, the best investments for the conservative profile are in CDBs of small banks, letters of credit and direct treasury; for the moderate profile investments in stock funds, real estate funds and post-fixed government bonds linked to inflation. However, for the aggressive profile the best indications are based on stocks, stock funds, real estate funds and multi-markets.